The Department of Business Oversight (DBO) protects consumers and oversees financial service providers and products. The DBO supervises the operations of state-licensed financial institutions, including banks, credit unions and money transmitters. Additionally, the DBO licenses and regulates a variety of financial service providers, including securities brokers and dealers, investment advisers, payday lenders and other consumer finance lenders. For a complete list of the types of financial services providers and industries regulated by the DBO, go to http://www.dbo.ca.gov/Licensees/default.asp.

 

visit the DOCQNET Sel-Service PortalSelf-Service Portal – The Department of Business Oversight (DBO) Self-Service Portal offers convenient online services to consumers and businesses seeking licensing information from DBO. The Portal allows licensees to submit exemption notices and annual report information. Portal users can also search for licensees, applicants, notice filers, securities and franchise filings and more.

 

For Consumers

For Licensees

Financial Statistics and Industry Data

Highlighted Resources

NMLS

Nationwide Multistate Licensing System and Registry (NMLS) - System of record for non-depository, financial services licensing or registration

NMLS Consumer Access

NMLS Consumer Access – A free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state

Mortgage Education and Outreach

Mortgage Education and Outreach – Consumer education about homeownership, mortgage fraud and foreclosure prevention

Seniors Against Investment Fraud

Seniors Against Investment Fraud – Provides California seniors with information and resources to make informed financial decisions as well as how to avoid fraud and scams

Protect Yourself From Fraud For Servicemembers and Veterans

Protect Yourself From Fraud For Servicemembers and Veterans – Information for military community to help them make smart financial decisions, avoid predatory lending and protect themselves from financial fraud and scams

Student Loan Servicers

Student Loan Servicers – What Consumers Need to Know. On July 1, 2018, DBO will start accepting complaints.

DBO Online Financial Education

DBO Online Financial Education – Online financial education tool. This short interactive learning experience will prepare you with the right skills to manage your financial future!

California Financial Literacy Month

California Financial Literacy Month – Provides information, news and resources to help Californians make informed financial decisions and achieve their financial goals

CA Senior Gateway

CA Senior Gateway – One-stop website intended to provide seniors, their families, and caregivers with the information they need to connect to helpful services and resources, to find answers, and solve problems

CalHFA

CalHFA – Provides financing and programs that create safe, decent and affordable housing opportunities for low to moderate income Californians

CalBRE

CalDRE – The Department of Real Estate (CalDRE) licenses and regulates the real estate industry and some mortgage loan originators

Unclaimed Property Search

Unclaimed Property Search  - California State Controller's Office operates the State's Unclaimed Property program


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Consumer Alerts

Unidos Financial Services Voluntarily Surrenders Money Transmitter License (07/16/2018)

Unidos Financial Services, Inc. (Unidos) has surrendered its California money transmitter license with the Department of Business Oversight and ceased its California operations effective May 31, 2018.  Consumers with questions regarding their transactions with Unidos should direct their requests to Unidos.

For more information go to the DBO Consumer Alerts page

“Michael S. Foraker” and “Funding Zone LLC” fraudulently using Texas resident Micheal Foraker’s identity and offering loans (06/29/2018)

The Department of Business Oversight (DBO) has been notified of entities fraudulently claiming to be “Michael S. Foraker” and offering loans through “Funding Zone Illinois LLC” or “Funding Zone LLC” at the website fundingzoneil.com. These entities are not licensed to conduct lending activity in California, and might exist out of the United States.

For more information go to the DBO Consumer Alerts page

Entities fraudulently using Rise Credit of California’s DBO license number (06/14/2018)

The Department of Business Oversight (DBO) has been notified of two entities, “Surf Hollister California LLC DBA” and “Raymond Bryan,” falsely claiming to be licensed by DBO. The entities are using the license number “603 J998” belonging to licensed California lender “RISE CREDIT OF CALIFORNIA.” Neither “Surf Hollister California LLC DBA” or “Raymond Bryan” hold any licenses with the DBO.

For more information go to the DBO Consumer Alerts page

The DBO issued a cease and desist order to Coceptive Credit Union (Coceptive) on April 26, 2018

The order prohibits Coceptive from conducting business in California without a license and from using the phrase “credit union.” Coceptive is purporting to operate as a credit union at 345 California Street, San Francisco, California and 1055 West 7th Street, Los Angeles, California and over the internet at the website www.coceptivecreditunion.com. This entity is not licensed by the DBO and is not authorized to conduct business as a credit union in California. All persons who have communicated with Coceptive Credit Union are asked to contact the DBO’s Consumer Services Office at (916) 327-7585.

For more information go to the DBO Consumer Alerts page

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Contact DBO

  • Toll-Free 1-866-275-2677 (English) or 916-327-7585
  • Please visit our Contact Us page

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