The Department of Business Oversight (DBO) protects consumers and oversees financial service providers and products. The DBO supervises the operations of state-licensed financial institutions, including banks, credit unions and money transmitters. Additionally, the DBO licenses and regulates a variety of financial service providers, including securities brokers and dealers, investment advisers, payday lenders and other consumer finance lenders. For a complete list of the types of financial services providers and industries regulated by the DBO, go to http://www.dbo.ca.gov/Licensees/default.asp.
- File a Complaint
- Quejas de el Consumidor
- Alerts and Advisories
- Search for Banks, Credit Unions, Money Transmitters and Other Financial Institutions
- Search for Broker-Dealers, Investment Advisers, Mortgage Lenders, Mortgage Loan Servicers, Payday Lenders, Non-Bank Finance Lenders, Escrow Agents and Companies, Check Sellers and Other Financial Service Providers
- Enforcement Actions Against Financial Service Providers
- Enforcement Orders Against Financial Institutions
- Protecting Seniors
- 2014 California Finance Lenders Law Annual Report – Forms and Instructions
The Annual Report Form for Licensees Engaged in Business under the California Finance Lenders Law (CFLL) for Year Ended December 31, 2014, is now available for download. The deadline to submit the report is March 15, 2015, and no extensions will be granted.
- 2014 Residential Mortgage Loan Report Notice/Form (PDF)
- Division of Financial Institutions
- Division of Corporations
Self-Help Portal – The DBO’s DOCQNET Self-Help Portal allows licensees to submit online applications, exemption notices, annual report information and more. For details, visit DBO’s self-help portal.
Financial Statistics and Industry Data
- Consumer Finance Lenders
- Payday Lenders
- Financial Institutions
- Bank Officer and Director Compensation
Scam Tries to Rip Off Consumers in False Solicitation About Signal Oil Fraud Settlement (08/14/2015)
A likely phony law firm is contacting people by phone and offering to send them a portion of funds recovered for investors in a securities fraud case against Signal Oil. The callers claim a Los Angeles, CA law firm called Palmer & Associates has investors’ restitution but will send the money only after receiving a fee equal to 20 percent of the victim’s share of the alleged settlement. They also falsely claim they have a contract with the California Department of Corporations (predecessor agency to the Department of Business Oversight) to disburse the money to defrauded investors. DO NOT SEND MONEY IF YOU RECEIVE ONE OF THESE CALLS. Get more details here.
- 07/22/2015 – Federally-Required Mortgage Disclosure Forms Now Translated into Five Languages
- 07/10/2015 - CA Finance Lenders - 2014 Annual Report on Consumer and Commercial Loan Activity
- 07/09/2015 - Payday Loans – Summary Report on 2015 Annual Industry Survey
- 06/23/2015 - Report of Activity Under Small Dollar Loan Pilot Programs
- 04/14/2015 - Summary of Enforcement Actions - February 2015
Where Do I Find?...
DBO Call Center
- Toll-Free 1-866-275-2677 (English)