Message from the Commissioner

    Hello Everyone,

    On behalf of all of us at the Department of Financial Institutions, I wish you a joyous holiday season and good health and happiness in 2012.  

    For the past three years California’s financial institutions have endured, and in some cases even thrived, through economic and financial conditions as challenging as any over the course of DFI’s 100+ year history.  Nearly unimaginable things have happened in domestic and global financial markets.  And yet we continue to see slow but steady improvement in California’s economy and in the condition of California’s state-chartered financial institutions. 

    I would like to express my deep appreciation to all of you for the services California’s financial institutions provide to households, businesses and communities all across our great State.  And as we approach this special holiday season, let us all count our blessings and embrace and be thankful for our family, friends, and colleagues. 

    Thank you for your support.


    William S. Haraf
    Department of Financial Institutions
    45 Fremont St.
    San Francisco, CA 94105